Recourse factoring is the right solution for you!
Recourse factoring is a financial instrument allowing a business to transfer a receivable to a factor, but without gaining protection against insolvency risk. The factor manages collection and administration of the receivables, but does not guarantee them if the debtor becomes insolvent. The business can receive an advance against the transferred receivables, turning them into immediately available funds.
Through recourse factoring, your business can assign its client receivables to Banca IFIS Impresa. Banca IFIS Impresa will pay an advance, manage and collect the trade receivables, but will not bear any losses on the receivables due.
Banca IFIS Impresa’s experience in this area means we can optimise the client-debtor relationship through an in-depth debtor assessment. The relationship between the client, the debtor and the bank becomes synergistic.
WHO IS IT FOR
Businesses that sell to other Italian companies, foreign businesses (export factoring) or the public administration, and that need to liquidate their trade receivables.
The cost of the service is mainly made up of two components:
USEFUL DOCUMENTS FOR ANALYSIS AND DECISION-MAKING
Contact us and we will find the best solution for your business.