Financial leasing is an attractive alternative to traditional purchase and financing for companies that wish to own their equipment, because by exercising a simple option at the end of the contract they can buy the goods outright.
With its established and flexible operating structure, Banca IFIS Impresa has developed equipment leasing solutions to meet the needs of the entire business world: from artisans and freelancers to small- and medium-sized enterprises.
We usually suggest setting the term of the lease at the useful life of the asset for business purposes, to align financial outlays with the benefits obtained. The new tax regime, which came into force on 30 April 2012, allows you to enter into a lease agreement with a shorter duration than that envisaged for tax purposes, while retaining the possibility of deducting payments for the tax-allowable duration.
With us you can finance software and “soft costs” (delivery, installation, testing) related to hardware financing, working together to assess the right advance payment percentage.
All lease contracts for capital goods include Fire and Theft insurance on the assets.
To keep everything simple, when finalising the contract you can decide whether the leased assets should be covered by Banca IFIS Impresa insurance.
The cost of the service, clearly stated in the contract, is highly cost-effective because we pass on the rate we pay without any mark-up.